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Loyalty 8 Annuity

In addition to the features available with the traditional SNPJ annuity, the Loyalty Series annuity offers SNPJ members greater choices and more liquidity than ever before.

While the SNPJ Loyalty 8 annuity carries an eight-year early withdrawal penalty, it offers the highest interest rate of the Loyalty Series annuities. A $2,000 minimum annuity deposit is required for non-members to become SNPJ members. 

SNPJ Loyalty Series annuities also feature 2.0% guaranteed minimum interest, additional surrender options and additional deposits. Withdrawal penalties are waived for the following: 10% of the cash value in any penalty year, and withdrawals due to death, disability and nursing home expenses. 

The SNPJ Loyalty Series annuity is approved in the following states: California, Colorado, Illinois, Indiana, Kansas, Michigan, Missouri, New Mexico, Ohio, Pennsylvania, West Virginia, and Wisconsin.